ARAMHub is a brand, platform, and business initiative operated by ARAMHUB LLC (“ARAMHub,” the “Company,” “we,” “us,” or “our”), a Virginia limited liability company and a separate legal entity that is wholly owned by ARAMWAY GROUP LLC (the “Parent”). Every agreement, payment, transaction, service, membership, program, event, communication, and legal obligation described in this document is between you and ARAMHUB LLC. ARAMWAY GROUP LLC is not a party to this agreement and assumes no obligations to you under it; however, the protections, disclaimers, limitations of liability, releases, and indemnities in this document extend to ARAMHUB LLC, ARAMWAY GROUP LLC, and their respective affiliates.
Scope
This Payment Policy governs all payments to ARAMHUB LLC for memberships, events, workshops, training programs, accelerator fees, consultations, digital products, physical event tickets, and other paid offerings. It forms part of the Website Terms & Conditions; the Refund Policy governs refunds; the Membership Terms govern membership-specific matters.
Accepted Payment Methods
We accept the methods displayed at checkout, which may include major credit cards, debit cards, ACH bank transfers, and digital wallets, processed through third-party gateways such as Stripe, PayPal, or other processors identified at checkout. Corporate and institutional purchases may be invoiced by written arrangement, payable within 30 days of the invoice date. Your use of a payment method or processor is also subject to that provider's terms; the Company does not store full card numbers, which are handled by processors in accordance with PCI-DSS standards.
Payment Authorization and Billing
- By submitting payment information, you authorize the Company and its processors to charge the displayed total, including disclosed taxes and fees, to your selected method;
- You represent that you are authorized to use the payment method and that billing information is accurate; you agree to keep it current;
- For subscriptions and payment plans, you authorize recurring charges on the disclosed schedule until canceled per the applicable terms;
- ACH payments are also subject to NACHA rules and your bank's terms; and
- Where pre-authorizations or holds are used (e.g., for reservations), the hold amount and timing will be disclosed at checkout.
Automatic Renewals
Subscriptions renew automatically at the end of each billing period at the then-current rate unless canceled beforehand. Consistent with the federal Restore Online Shoppers' Confidence Act and applicable state automatic-renewal laws, before charging we will clearly disclose the renewal terms, amount, frequency, and cancellation method and obtain your affirmative consent; we will send a post-enrollment confirmation; for annual terms we will send a renewal reminder 15–45 days before the charge; price increases will be notified at least thirty (30) days before taking effect; and online cancellation will be at least as easy as enrollment. Cancellation takes effect at the end of the current billing period.
Failed Payments and Delinquency
If a charge fails, we may retry it for up to 14 days and notify you. We may suspend the associated services until payment is completed; unpaid subscriptions lapse to free status. Overdue invoiced amounts may accrue interest at the lesser of 1% per month or the maximum lawful rate, plus reasonable collection costs where permitted by law. Installment plan obligations survive missed payments.
Chargebacks and Disputed Charges
If you believe a charge is incorrect or unauthorized, contact info@aramhub.com within sixty (60) days of the charge; most issues resolve within a few business days. Initiating a chargeback for an authorized, policy-compliant charge without first contacting us is a material breach: we may suspend related services pending resolution, contest the chargeback with records of your purchase and acceptance, and condition restoration on repayment of the amount plus processor-imposed chargeback fees. Nothing in this Policy limits your rights under the Fair Credit Billing Act, the Electronic Fund Transfer Act, or card-network rules.
Fraud Prevention
We and our processors screen transactions for fraud and may request identity verification, decline or cancel suspicious transactions, limit payment methods, or suspend accounts. Transactions we reasonably determine to be fraudulent or unauthorized may be canceled and reported to processors, card networks, and law enforcement.
Currency and International Payments
All transactions are processed in U.S. dollars. Currency conversion rates, foreign transaction fees, and cross-border fees imposed by your bank, card issuer, or wallet provider are your responsibility.
Taxes
Prices are exclusive of taxes unless stated. Applicable federal, state, and local taxes, including Virginia sales and use tax where required, are calculated and added at checkout or on the invoice. Tax-exempt purchasers must supply a valid exemption certificate before purchase.
Receipts and Records
Electronic receipts are issued for each payment to your account email, consistent with the E-SIGN Act and the Virginia Uniform Electronic Transactions Act. Transaction records are retained per applicable law; you may request copies at info@aramhub.com.
Pricing Changes, Errors, and Promotional Pricing
- Prices may change prospectively at any time; changes do not affect completed purchases, and subscription price increases follow the notice requirements of Section 4;
- In case of an obvious pricing or typographical error, we may cancel the affected order before delivery and refund amounts paid in full, as the exclusive remedy; and
- Promotional pricing, codes, and credits apply only to eligible purchases, cannot be combined unless stated, have no cash value, expire as stated in the offer, and may be revoked if obtained through fraud or misuse. Member pricing requires an active qualifying membership at the time of purchase (and, for events, at the time of the event).
Contact | Billing
ARAMHUB LLC, Billing, 1775 Tysons Blvd, FL5, Virginia 22102; Email: info@aramhub.com; Phone: +1 (202) 860-8888; Hours: Mon - Fri from 9 AM to 5 PM EST.